If you’re struggling to pay your family’s bills and there doesn’t seem to be a way to catch up, you may be thinking about declaring bankruptcy. Before you commit to that process, though, it makes sense to obtain credit counseling. We say this because, if you do decide to file for bankruptcy, you will almost Read the full article…
U.S. Legal Services Blog
Buying a Home? How Legal Counsel Can Help
When you find the home of your dreams, it can be tempting to move quickly to sign documents to get the process started. And, in some exceptionally straightforward transactions, an attorney isn’t needed. But (and this is a big “but”), there is no way to know ahead of time which transactions will go well, and Read the full article…
Five Must-Have Legal Documents
No two financial situations are exactly the same, and yet virtually every adult should have certain legal documents in place. In this post, we’re listing five important types of legal documents, along with the reasons they’re important to strategically complete. Guardianship Documents If you have young children or children who aren’t yet legal adults, it’s Read the full article…
Creating a Will: Why DIY Documents Aren’t Right for Everyone
Nowadays, you can find information and resources on virtually every topic imaginable on the internet—including forms and instructions for creating a will without the help of an attorney. But, just because you can do something doesn’t necessarily mean it’s in your own best interests. (Ask anyone who watches a scary movie before bed while eating Read the full article…
Elder Care Planning Checklist
If your parents are aging, you may notice warning signs that concern you. These may include memory lapses or moments of confusion, more frequent falls or other injuries, or difficulty managing tasks that were once second nature. When this happens, there are several areas where you may need to offer help, ranging from medication management Read the full article…
Voluntary Employee Benefits Trends of 2018
According to an article on BenefitsPro.com titled On Trend: 9 Top Voluntary Benefits for 2018, legal plans are a desired voluntary benefit. The article notes how, at one time or another, most people need legal services, and legal plans provide “convenient, affordable and reliable legal consultation with a licensed attorney.” And, here’s a sentence worth Read the full article…
Employer Insurance Flexibility with Voluntary Benefits
Being a human resource professional isn’t always easy in 2018, in part because of the ongoing debate and ever-evolving expectations about the portion of employer insurance law associated with the Affordable Care Act (ACA). With voluntary benefits, though (fortunately!), the situation is much different! Voluntary Benefits: A Breath of Fresh Air! When you offer your Read the full article…
Uses of Legal Plans by Generation
Reasons why employees value legal plans vary by age. For example, older employees may be more interested in assistance with powers of attorney and living wills, plus understanding assisted living/nursing home agreements, how Medicare works, and so forth. Employees who are younger may want to look ahead to estate planning and will preparation, but will Read the full article…
Demand for Identity Theft Protection Services Expected to Skyrocket
In a piece of gated content, BenefitNews.com shared a graph that predicts a spike in demand for certain types of voluntary benefit programs in the workplace in 2018. Using data from Willis Towers Watson, the article projects demand doing more than simply increasing for legal benefit services that protect ID theft. In fact, it shows Read the full article…
Legal Issues for Pet Owners
The United States is a country of pet owners! In 2017, 68 percent of households owned pets, up from 56 percent in 1988. And, Americans don’t just OWN pets. They love them, with the Los Angeles Times saying that, “We’ll do just about anything to make our animal companions happy.” So, when a pet-related legal issue arises, this can Read the full article…