September is National Preparedness Month, a month that’s in the middle of the June 1 through November 30 hurricane season. In 2018, the theme of National Preparedness Month is “Disasters Happen. Prepare Now. Learn How.” In this post, we’ll share tips to help you create a plan to protect your important documents in case of Read the full article…
U.S. Legal Services Blog
5 Ways Commercial Drivers Can Use Legal Insurance Benefits
Without a doubt, one of the most important assets a commercial driver can have is a clean driving record. And, because a commercial driving license is federally regulated, professional drivers must meet higher driving standards than a typical driver. If you are a motor carrier, you know that having drivers with clean records is one Read the full article…
What to Know About Personal Injury Law
Members of our legal benefits plans have access to attorneys who can assist them with personal injury claims. Personal injury law deals with injuries and/or damage that may have been caused by negligence. A personal injury attorney handles cases arising from a wide range of events, such as traffic accidents, defective products, workplace accidents, and Read the full article…
Two Different Types of Bankruptcies and How to Navigate the Process
If you’re struggling to pay your family’s bills and there doesn’t seem to be a way to catch up, you may be thinking about declaring bankruptcy. Before you commit to that process, though, it makes sense to obtain credit counseling. We say this because, if you do decide to file for bankruptcy, you will almost Read the full article…
Buying a Home? How Legal Counsel Can Help
When you find the home of your dreams, it can be tempting to move quickly to sign documents to get the process started. And, in some exceptionally straightforward transactions, an attorney isn’t needed. But (and this is a big “but”), there is no way to know ahead of time which transactions will go well, and Read the full article…
Five Must-Have Legal Documents
No two financial situations are exactly the same, and yet virtually every adult should have certain legal documents in place. In this post, we’re listing five important types of legal documents, along with the reasons they’re important to strategically complete. Guardianship Documents If you have young children or children who aren’t yet legal adults, it’s Read the full article…
Creating a Will: Why DIY Documents Aren’t Right for Everyone
Nowadays, you can find information and resources on virtually every topic imaginable on the internet—including forms and instructions for creating a will without the help of an attorney. But, just because you can do something doesn’t necessarily mean it’s in your own best interests. (Ask anyone who watches a scary movie before bed while eating Read the full article…
Elder Care Planning Checklist
If your parents are aging, you may notice warning signs that concern you. These may include memory lapses or moments of confusion, more frequent falls or other injuries, or difficulty managing tasks that were once second nature. When this happens, there are several areas where you may need to offer help, ranging from medication management Read the full article…
Voluntary Employee Benefits Trends of 2018
According to an article on BenefitsPro.com titled On Trend: 9 Top Voluntary Benefits for 2018, legal plans are a desired voluntary benefit. The article notes how, at one time or another, most people need legal services, and legal plans provide “convenient, affordable and reliable legal consultation with a licensed attorney.” And, here’s a sentence worth Read the full article…
Employer Insurance Flexibility with Voluntary Benefits
Being a human resource professional isn’t always easy in 2018, in part because of the ongoing debate and ever-evolving expectations about the portion of employer insurance law associated with the Affordable Care Act (ACA). With voluntary benefits, though (fortunately!), the situation is much different! Voluntary Benefits: A Breath of Fresh Air! When you offer your Read the full article…