TLC Companies

Protect your license and your livelihood with the CDL Defender®

Covered citations include, but are not limited to:

Driver and spouse are covered in both their personal cars and professional vehicles.

CDL
Defender®

$32.95 per employee per month

*Discounted coverage for Non-CDL, personal legal matters available to driver, driver’s spouse, and eligible dependent children up to age 18, 23 if a full-time student.

Speeding
Reckless Driving
Careless Driving
Improper Lane Use
Failure to Yield
Improper Passing
Incomplete Logbook
Inaccurate Logbook
Exceeding Hours of Service

Value Added Services

DataQ Challenges
Online Legal Library
DIY Legal Forms
24/7 Emergency Line
Financial Coaching
Discounted Tax Preparation
Mobile App
Identity Theft Restoration Program

Tire Tread
Inoperative Headlamps
Inadequate Brake System
Windshield Conditions
Driver Vehicle Inspection Reports
No Medical Card
Driver Disqualified
Driving Without CDL

Invalid Placard
Unsecure Load
Container Leakage
Overweight
Overlength
Negligent Driving
Failure to Control
Following Too Closely
Major Accident Representation

Personal Legal Matters*

Divorce
Child Support or Custody Issues
Creating a Will
Wage Garnishment
Bankruptcy
Immigration
Misdemeanors and Expungement
And Much More

Attorney’s fees are paid in full for all covered citations when you utilize a Network Attorney. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available. Pre-existing and non-covered, non-excluded CDL matters also covered at the 33.3% discounted rate.

Say 'No' to Expensive Attorney Fees With the Family Defender®

Covered services include, but are not limited to:

Employees and their families – coverage stops when dependent child reaches age 26 – are covered for all their personal legal needs.

Family Defender®

$16.90 per employee per month

*Contested matters subject to 12-hour limitation, discount thereafter.

**First $1,000 exempt from fee. Subject to State and Federal Statutes

+Subject to 120-day waiting period

Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33.3% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

Civil Litigation

Plaintiff or Defendant
Administrative Hearings
Trial Coverage up to $15,000
Small Claims
Name Change
Civil Injunctions
Landlord/Tenant Matters as Tenant

Family Law *+

Uncontested Divorce
Contested Divorce
Annulments
Spousal Support
Paternity Action
Child Support/Custody
Post-Decree Enforcement Action
Post-Decree Modification Action
Equitable Distribution of Marital Assets

Other Family Law

Pre/Postnuptial Agreements
Domestic Adoption
Domestic Violence
Elder Law Matters

Immigration

Visa Extension
Naturalization
Deportation (Removal)

Traffic Violations

Moving Traffic Violations
First Offense DUI
License Revocation & Suspension

Criminal Law

Misdemeanor Defense
Juvenile Defense
Habeas Corpus
Trial Coverage up to $15,000

Consumer-Seller Protection

Consumer Protection Matters
Personal Property Protection
Trial Coverage up to $15,000

Contingency Matters**

Personal Injury
Auto Accidents
Slip and Fall
Medical Malpractice

Document Preparation & Review

Demand Letters
Quit Claim Deeds
Personal Affidavit
Promissory Note
Bill of Sale
Personal Contract
Lease Agreement

Real Estate Transactions

Review and/or Preparation of Purchase
Agreement, Mortgage, and Deed
Purchase of Primary Residence
Sale of Primary Residence
Refinancing of Primary Residence
Attorney Attendance at Closing
Real Estate Disputes
Neighbor Disputes

Estate Planning

Living Will
Powers of Attorney
Wills & Testamentary Trusts for Minors
Codicils
Estate Administration/Probate
Uncontested Guardianship or Conservatorship

Financial Matters

Debt Collection
Garnishment Defense
IRS Audit Protection
Foreclosure+
Limiting Creditor Harassment
Ch. 7 & 13 Bankruptcy+

Other Legal Matters

Insurance Law
Standard Business Incorporation

Added Value Services

Online Legal Library
DIY Legal Documents
24/7 Emergency Line
Financial Coaching
Tax Coaching
Discounted Tax Return Preparation
Mobile App
Identity Theft Restoration Program

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.