Minnesota Public Employees Association (MNPEA)

Available Plan:

Family DefenderÂŪ

Member, Spouse/Partner, and unmarried dependents up to age 26 are covered for all their personal legal needs.

Say 'No' to Expensive Attorney Fees With the Family DefenderÂŪ

Covered legal services include, but are not limited to:
  • Plaintiff or Defendant
  • Administrative Hearings
  • Trial Coverage up to $15,000
  • Small Claims
  • Name Change
  • Civil Injunctions
  • Landlord/Tenant Matters as Tenant
  • Uncontested Divorce
  • Contested Divorce
  • Annulments
  • Spousal Support
  • Paternity Action
  • Child Support/Custody
  • Post-Decree Enforcement Action
  • Post-Decree Modification Action
  • Equitable Distribution of Marital Assets
  • Pre/Postnuptial Agreements
  • Domestic Adoption
  • Domestic Violence
  • Elder Law Matters
  • Visa Extension
  • Naturalization
  • Deportation (Removal)
  • Moving Traffic Violations
  • First Offense DUI
  • License Revocation & Suspension
  • Review and/or Preparation of Purchase Agreement, Mortgage, and Deed
  • Purchase of Primary & Secondary Residence
  • Sale of Primary & Secondary Residence
  • Refinancing of Primary & Secondary Residence
  • Attorney Attendance at Closing
  • Real Estate Disputes
  • Neighbor Disputes
  • QDRO – $400 flat rate discounted fee paid by Member
  • All other Non-Covered Matters – 33 1⁄3 % discounted fees
  • Online Legal Library
  • DIY Legal Documents
  • 24/7 Emergency Line
  • Mobile App
  • Misdemeanor Defense
  • Felony Defense for Policyholder only
  • Juvenile Defense
  • Habeas Corpus
  • Trial Coverage up to $15,000
  • Elder Law Consultations
  • Living Will
  • Powers of Attorney
  • Wills & Testamentary Trusts for Minors
  • Codicils
  • Estate Administration/Probate
  • Uncontested Guardianship or Conservatorship
  • Debt Collection
  • Garnishment Defense
  • IRS Audit Protection
  • Foreclosure+
  • Limiting Creditor Harassment
  • Ch. 7 & 13 Bankruptcy+
  • Consumer Protection Matters
  • Personal Property Protection
  • Trial Coverage up to $15,000
  • Personal Injury
  • Auto Accidents
  • Slip and Fall
  • Medical Malpractice
  • Demand Letters
  • Quit Claim Deeds
  • Personal Affidavit
  • Promissory Note
  • Bill of Sale
  • Personal Contract
  • Lease Agreement
  • Insurance Law
  • Standard Business Incorporation

*Contested matters subject to 12-hour limitation, discount thereafter.

**First $1,000 exempt from fee. Subject to State and Federal Statutes.

+120-day waiting period 

Also included with your plan: Concealed Carry Weapons Benefit

Members shall be entitled to legal representation for administrative and criminal actions brought against them resulting from a self defense incident involving duly licensed and in good standing concealed carry weapon permit.

  1. Use of your weapon in a location that recognizes your concealed carry permit or gun license.
  2. Use of deadly force in any location that recognizes your concealed carry permit or gun license.
  3. Shooting or use of force with a weapon, object, or legal firearm outside of your concealed carry permit authority if the incident takes place in your residence during the commission of a crime against you, your family, or other occupants. A legal firearm must meet the legal description provided by state and federal laws.

Up to 25 hours of legal representation for administrative hearings. The hearing must be the result of a covered incident listed above and involve the possible suspension of your concealed weapon permit.

â€Ē After 25 hours the you will be billed directly at the discounted rate of 33 1/3% off of the attorneys normal hourly rate.

Up to 50 hours of representation for civil or criminal hearings where you are the named defendant. Hearings must be a result of a covered incident listed above. Hearings must be held in a court of competent jurisdiction.

â€Ē After 50 hours the member will be billed directly at the discounted rate of 33 1/3% off of the attorneys normal hourly rate.

Representation will include securing legal services from U.S. Legal Services Network Attorneys. To be entitled to these services from U.S. Legal you must have a valid State Concealed Weapon Permit issued. U.S. Legal will provide legal representation and pay legal fees associated with a use of force incident, however, the member will be responsible for any monetary judgments or fines rendered against a member. (Subject to limitations as described below). 

  1. Service will not be provided if an incident involves use of force that is criminal or malicious.
  2. Service will not be provided if an incident occurs while You are providing law enforcement, security, or recovery services.
  3. Service will not be provided if You are under the influence of alcohol, marijuana, or other drugs at the time of a covered incident. Under the influence of alcohol means having a blood-alcohol concentration of .08 or higher at the time of the incident.
  4. Service will not be provided for incidents related to the following:
    • War or warlike actions. This includes an undeclared war or civil war. This includes defense against an attack or planned attack by a government, sovereignty, or militia.
    • Participating in defending against a revolution, seize of power, or action taken against a governmental authority.

Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33.3% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available. 

Financial Wellness Suite

Benefit offered to Family Defender Members

Now powered by

Best Money Moves is an award-winning financial wellness platform that works with your legal plan to help you make better decisions about your money.
Your personal Money Coach works directly with you on the following:
  • Personal Tax Return Preparation (State and Federal tax form preparation for $195)
  • Unlimited telephone and email advice and consultation on federal tax matters
  • Free review of your prior year’s tax return
  • Professional, unbiased, confidential, trustworthy
  • Certified experts in budgeting, debt management, financial planning, and more
  • No sales environment – focus on helping you with financial goals, challenges, and life events
  • Help increase savings, lower debts, improve credit, and decrease financial stress
  • Telephonic consultations to save you time and money
  • 3-5 minute comprehensive financial wellness assessment
  • Book a telephone or Zoom meeting with a financial professional to review your assessment, questions and concerns
  • Review tailored education based on your individual assessment plus, group webinars hosted and other educational opportunities
  • Financial planning resources for major life events including, income, investment, tax, healthcare, legacy and estate, and retirement planning
  • 1,000+ pieces of written and video content
  • Interactive journeys, tools and calculators
  • Budgeting module that helps you set savings goals
  • Webinars with money experts let you ask your questions

Your Financial Wellness Suite Dashboard

The Best Money Moves interactive dashboard makes it easier than ever to help you on your journey to financial freedom.
  • Easily access with single sign on (SSO) through your USL Member Portal
  • Confidential online interaction with your Financial Crisis Manager
  • Privacy Promise – personal information is NEVER shared or sold
  • Track your financial well-being score over time and review personalized content, resources, and tools based on your unique interactions within the dashboard

Family DefenderÂŪ

$25 per month*

*Monthly Payment: $2 credit card processing fee will apply to monthly premium amount. Your total deduction will be $27 per month.

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.

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