Kalos Financial
Family & Identity Defender Options
Empower yourself and your family today by taking advantage of the opportunity to enroll in the Family Defender Plan for just $25.00/month. As a U.S. Legal plan member, you are covered as well as your spouse and dependent children up to the age of 18, or 23 if enrolled as a full-time student. Our plan is different in that we pay 100% of the attorney’s fees for all covered services. There are only minimum out of pocket expenses to cover processing, filing fees or other incidentals related to your legal matter.
Take the step of defending you and your loved ones today by also signing up for the Identity Defender Plan, fight back against stolen identity and poor credit. Protect your identity for just $12.95/month or as low as $9.95/month when added to Family Defender coverage.
Family Defender |
Identity Defender |
| Consultations | Advanced Fraud Monitoring |
| Wills and Simple Trusts | Change of Address Monitoring |
| Estate Planning | Credit & Debit Card Monitoring |
| Debt Collection Defense | Dark Web Monitoring** |
| Foreclosure Assistance* | Fraud Alert Reminders |
| Real Estate | Medical ID Fraud Protection |
| Domestic Adoption | Smart SSN Tracker** |
| Divorce*+ | Lost Wallet |
| Child Support*+ | Stolen Funds Reimbursement |
| Child Custody*+ | Identity Theft Insurance ($1 million) ** |
| Chapter 7 & 13 Bankruptcy* | Identity Restoration** |
| DUI (1st Offense only) | Credit Monitoring |
| Traffic Violations (Moving, Non-Criminal) | Mobile App |
| Juvenile Law (No Felony Coverage) | Two Adults & Unlimited Dependent Children Covered |
| Consumer Law | |
| Criminal Law (No Felony Coverage) |
*Subject to 120-day Waiting Period
**Provided under ChildWatch program
+12 Hour Limitation (per event or per year)
Open Enrollment has ended.
Please contact your Human Resources Department for more information.
You will receive a certificate describing the exact coverage benefit purchased. This website explains the general purposes of the insurance described, but in no way changes or affects the insurance afforded under the policy actually issued. All coverage is to be subject to actual policy conditions and exclusions. Some limitations apply. All cancellations must be received in writing. Not sponsored or approved by the United States Government or any Department or Agency thereof.