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Flagler Schools
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Family Defender™
Best for: Individuals or families seeking everyday protection
Who’s Covered:
Family Coverage: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Individual Coverage: Member only (no dependent coverage)
Family Defender™ – Family Coverage
Monthly cost:
$18.75/mo
Family Defender™ – Individual Coverage
Monthly cost:
$16.90/mo
What's Covered:
Civil Litigation
- Plaintiff or Defendant
- Administrative Hearings
- Small Claims
- Name Change
- Landlord/Tenant as Tenant
Consumer-Seller Protection
- Consumer Protection
- Personal Property Protection
Contingency Matters**
- Personal Injury
- Medical Malpractice
Criminal Law
- Misdemeanor Defense
- Juvenile Defense
- Habeas Corpus
Document Preparation & Review
- Demand Letters
- Quit Claim Deeds
- Personal Affidavit
- Promissory Note
- Bill of Sale
- Personal Contract
- Lease Agreement
Estate Planning
- Wills & Testamentary Trusts for Minors
- Codicils
- Powers of Attorney
- Living Will
- Estate Administration/Probate
Family Law (Contested* / Uncontested)+
- Divorce
- Annulments
- Spousal Support
- Paternity Action
- Child Support/Custody
- Post-Decree Enforcement Action
- Post-Decree Modification
- Equitable Distribution of Marital Assets
Family Law (Other)
- Pre/Postnuptial Agreements
- Domestic Adoption
- Domestic Violence
Financial Matters
- Debt Collection
- Garnishment Defense
- IRS Audit Protection
- Foreclosure+
- Ch. 7 & 13 Bankruptcy+
Immigration
- Visa Extension
- Naturalization
- Deportation (Removal)
Other Legal Matters
- Uncontested Guardianship or Conservatorship
- Elder Law for Parents
- Insurance Law
- Standard Business Incorporation
Real Estate Transactions
- Purchase of Primary Residence
- Sale of Primary Residence
- Refinancing of Primary Residence
- Attorney Attendance at Closing
- Review and/or Preparation of Purchase Agreement, Mortgage, and Deed
Traffic Violations
- Moving Traffic Violations
- First Offense DUI
- License Revocation & Suspension
Discounted Benefits
- All other pre-existing or non-covered issues – 33% discounted fees (except excluded issues)
Identity Defender™
Best for: Anyone wanting credit monitoring
Who’s Covered: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Identity Defender™ Monthly cost if added on with Family Defender:
$11.95/mo
Identity Defender™ Monthly cost as a stand-alone plan:
$12.95/mo
What's Covered
Credit Monitoring
- Instant Credit Inquiry Alerts
- 1 Bureau Credit Report Monitoring
- 1 Bureau Quarterly Credit Report & Score
- Credit Score Simulator
- Monthly Credit Score
- Tracker
- Manage Credit Freeze
Dark Web Monitoring
- Compromised
- Credentials
- Account Takeover
- Address
- Bank Account Number
- Debit Card Account
- Credit Card Account
- Driver’s License
- Medical Insurance ID
- Passport Number
- Phone Number
- Social Security Number
Fraud
- Fraud Alert Reminders
- Identity Threat Alerts
- Medical ID Fraud Protection
- Change of Address Monitoring
- Court Records Monitoring
- Smart SSN Tracker
Recovery
- Lost Wallet Protection
- White-Glove Identity Restoration
- Pre-Existing Theft Restoration
- Ransomware Resolution
- $25K Ransomware Reimbursement
- $1 Million Identity Theft Insurance
Social Media
- Inappropriate Activity
- Hacked Account
- Impersonation Accounts
- Scams, Malware and Phishing
Support
- 24/7 U.S. Customer Support
- Online Resources: Forms, Calculators, and Other Tools
- Junk Mail Opt Out
- Solicitation Call Opt Out
Mobile App
- Two-Factor Authentication
- Apple and Android
- Mobile Attack Control
- Mobile VPN
Total Wellness Suite
Member Resources
- Online Member Portal for access to important plan information & on-the-go access and support through the mobile app
- Legal Document Library & DIY Forms: Access to 10,000+ state-specific legal articles/documents, including wills, POAs, bills of sale, and more.
Legalia AI
- Legalia AI provides 24/7 personalized responses to legal and policy questions as well as clear next steps based on your legal needs. Not just a generic chatbot, Legalia is built specifically to your plan and location and is backed by a network of attorneys for when you need them. Click here to learn more!
Identity Theft Restoration Program
- Creditor and bureau notification
- Credit file review
- Dedicated case management until resolution
Financial Wellness Suite
- Personalized financial insights and tools
- Private 3–5 minute financial evaluation
- Access to certified financial experts
Tax Coaching & Preparation
- Telephone consultations for tax-related concerns
- Tax preparation at a reduced rate of $195
- Complimentary review of previous year’s return
Perks Program
- Enjoy perks, rewards, and discounts on 1,000s of brands you love in a variety of categories, including, but not limited to: Travel • Entertainment • Restaurants • Tickets • Electronics • Health & Wellness • Beauty & Spa
How To Enroll
IMPORTANT: Currently, enrollment is only open to benefit eligible new hires.
If you are unsure of your benefit status or if you have questions, please contact your Human Resources Department. Thank you for your interest!
Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.
Family Defender™ Limitations & Exclusions
*Contested: subject to 12-hour limitation. / **First $1,000 exempt from fee. / +Subject to 120-day waiting period.
Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.