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Family Defender™
Best for: Individuals or families seeking everyday protection
Who’s Covered:
Family Coverage: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Individual Coverage: Member only (no dependent coverage)
Monthly cost:
$14.75/mo
What's Covered:
Civil Litigation
- Plaintiff or Defendant
- Administrative Hearings
- Small Claims
- Name Change
- Landlord/Tenant as Tenant
Consumer-Seller Protection
- Consumer Protection
- Personal Property Protection
Contingency Matters**
- Personal Injury
- Medical Malpractice
Criminal Law
- Misdemeanor Defense
- Juvenile Defense
- Habeas Corpus
Document Preparation & Review
- Demand Letters
- Quit Claim Deeds
- Personal Affidavit
- Promissory Note
- Bill of Sale
- Personal Contract
- Lease Agreement
Estate Planning
- Wills & Testamentary Trusts for Minors
- Codicils
- Powers of Attorney
- Living Will
- Estate Administration/Probate
Family Law (Contested* / Uncontested)+
- Divorce
- Annulments
- Spousal Support
- Paternity Action
- Child Support/Custody
- Post-Decree Enforcement Action
- Post-Decree Modification
- Equitable Distribution of Marital Assets
Family Law (Other)
- Pre/Postnuptial Agreements
- Domestic Adoption
- Domestic Violence
Financial Matters
- Debt Collection
- Garnishment Defense
- IRS Audit Protection
- Foreclosure+
- Ch. 7 & 13 Bankruptcy+
Immigration
- Visa Extension
- Naturalization
- Deportation (Removal)
Other Legal Matters
- Uncontested Guardianship or Conservatorship
- Elder Law for Parents
- Insurance Law
- Standard Business Incorporation
Real Estate Transactions
- Purchase of Primary & Secondary Residence
- Sale of Primary & Secondary Residence
- Refinancing of Primary & Secondary Residence
- Attorney Attendance at Closing
- Review and/or Preparation of Purchase Agreement, Mortgage, and Deed
Traffic Violations
- Moving Traffic Violations
- First Offense DUI
- License Revocation & Suspension
Discounted Benefits
- All other pre-existing or non-covered issues – 33% discounted fees (except excluded issues)
Identity Defender™
Best for: Anyone wanting credit monitoring & fraud alerts
Who’s Covered:
Family Coverage: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Individual Coverage: Member only (no dependent coverage)
Monthly cost starting at (depends on plan selections during enrollment):
$4.00-$9.95/mo
What's Covered
Credit Monitoring
- Instant Credit Inquiry Alerts
- 1 Bureau Credit Report Monitoring
- 1 Bureau Quarterly Credit Report & Score
- Credit Score Simulator
- Monthly Credit Score
- Tracker
- Manage Credit Freeze
Dark Web Monitoring
- Compromised
- Credentials
- Account Takeover
- Address
- Bank Account Number
- Debit Card Account
- Credit Card Account
- Driver’s License
- Medical Insurance ID
- Passport Number
- Phone Number
- Social Security Number
Fraud
- Fraud Alert Reminders
- Identity Threat Alerts
- Medical ID Fraud Protection
- Change of Address Monitoring
- Court Records Monitoring
- Smart SSN Tracker
Recovery
- Lost Wallet Protection
- White-Glove Identity Restoration
- Pre-Existing Theft Restoration
- Ransomware Resolution
- $25K Ransomware Reimbursement
- $1 Million Identity Theft Insurance
Social Media
- Inappropriate Activity
- Hacked Account
- Impersonation Accounts
- Scams, Malware and Phishing
Support
- 24/7 U.S. Customer Support
- Online Resources: Forms, Calculators, and Other Tools
- Junk Mail Opt Out
- Solicitation Call Opt Out
Mobile App
- Two-Factor Authentication
- Apple and Android
- Mobile Attack Control
- Mobile VPN
Total Wellness Suite
Included with Family Defender™
Financial Wellness Suite
- Personalized financial insights and tools
- Private 3–5 minute financial evaluation
- Access to certified financial experts
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Tax Coaching & Preparation
- Telephone consultations for tax-related concerns
- Tax preparation at a reduced rate of $195
- Complimentary review of previous year’s return
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Legal Document Library & DIY Legal Forms
- Available to all members—no additional enrollment required— access through the USL Member Portal
- Access to 10,000+ state-specific legal articles
and documents - Create wills, powers of attorney, bills of sale, and more
Perks Program
- Enjoy perks, rewards, and discounts on 1,000s of brands you love in a variety of categories, including, but not limited to: Travel • Entertainment • Restaurants • Tickets • Electronics • Health & Wellness • Beauty & Spa
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Identity Theft Restoration Program
- Creditor and bureau notification
- Credit file review
- Dedicated case management until resolution
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How to enroll.
Click the button below to enroll:
Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.
Family Defender™ Limitations & Exclusions
*Contested: subject to 12-hour limitation. / **First $1,000 exempt from fee. / +Subject to 120-day waiting period.
Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.