Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 4.00

BMW Group

A Proud Partner of U.S. Legal Services

Say 'No' to Expensive Attorney Fees With the Family Defender®

Covered services include, but are not limited to:

Employees and their families – coverage stops when dependent child reaches age 26 – are covered for all their personal legal needs.

Family Defender®

$14.75 per employee per month

No Deductibles
No Co-Pays
No Claim Forms

*Contested matters subject to 12-hour limitation, discount thereafter.

**First $1,000 exempt from fee. Subject to State and Federal Statutes

Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33.3% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

Civil Litigation
  • Plaintiff or Defendant
  • Administrative Hearings
  • Trial Coverage up to $15,000
  • Small Claims
  • Name Change
  • Civil Injunctions
  • Landlord/Tenant Matters as Tenant
Family Law *
  • Uncontested Divorce
  • Contested Divorce
  • Annulments
  • Spousal Support
  • Paternity Action
  • Child Support/Custody
  • Post-Decree Enforcement Action
  • Post-Decree Modification Action
  • Equitable Distribution of Marital Assets
Other Family Law
  • Pre/Postnuptial Agreements
  • Domestic Adoption
  • Domestic Violence
  • Elder Law Matters
  • Visa Extension
  • Naturalization
  • Deportation (Removal)
Traffic Violations
  • Moving Traffic Violations
  • First Offense DUI
  • License Revocation & Suspension
Criminal Law
  • Misdemeanor Defense
  • Juvenile Defense
  • Habeas Corpus
  • Trial Coverage up to $15,000
Consumer-Seller Protection
  • Consumer Protection Matters
  • Personal Property Protection
  • Trial Coverage up to $15,000
Contingency Matters**
  • Personal Injury
  • Auto Accidents
  • Slip and Fall
  • Medical Malpractice
Document Preparation & Review
  • Demand Letters
  • Quit Claim Deeds
  • Personal Affidavit
  • Promissory Note
  • Bill of Sale
  • Personal Contract
  • Lease Agreement
Real Estate Transactions
  • Review and/or Preparation of Purchase
  • Agreement, Mortgage, and Deed
  • Purchase of Primary & Secondary Residence
  • Sale of Primary & Secondary Residence
  • Refinancing of Primary & Secondary Residence
  • Attorney Attendance at Closing
  • Real Estate Disputes
  • Neighbor Disputes
Estate Planning
  • Living Will
  • Powers of Attorney
  • Wills & Testamentary Trusts for Minors
  • Codicils
  • Revocable Living Trusts
  • Estate Administration/Probate
  • Guardianship or Conservatorship
Financial Matters
  • Debt Collection
  • Garnishment Defense
  • IRS Audit Protection
  • Foreclosure
  • Limiting Creditor Harassment
  • Ch. 7 & 13 Bankruptcy
Other Legal Matters
  • Insurance Law
  • Standard Business Incorporation
Added Value Services
  • Online Legal Library
  • DIY Legal Documents
  • 24/7 Emergency Line
  • Financial Coaching
  • Tax Coaching
  • Discounted Tax Return Preparation
  • Mobile App
  • Identity Theft Restoration Program

How To Use Your Legal Services Membership

To use your legal benefit, call the Member Care Team at 800-356-LAWS. The Member Care Representative will verify your Member ID and ascertain a brief description of your legal matter in order to assign the appropriate attorney to service your legal need. The Representative will provide you with the name and phone number of the requested attorney for you to set up an appointment at your convenience. Follow up calls will be conducted to ensure contact with the attorney has been made and that no further assistance is required. You may also refer to the Welcome Letter you received when you enrolled, typically by email, for further instructions on how to use your plan, as well as your Member ID number and U.S. Legal contact information.

Frequently Asked Questions

Consultation, preventative law, legal advice, correspondence and negotiations are provided without limitation at the Plan Attorney’s office. Some limitations and exclusions may apply to some determined benefits. Refer to your policy certificate for specific coverage descriptions.

Yes, the Plan offers representation for defense of most criminal and civil matters. If a trial is involved, you will be responsible for court costs, filing fees and other incidental fees mandated by the state.

The Plan includes the provision of legal services for all non-criminal, moving traffic violations.

Attorney’s fees are covered for all covered legal matters within the policy limitations. You will be responsible for any costs, filing fees or fines imposed by the court. Costs are not services that the attorney provides.

Yes, the low monthly rate covers the associate, their spouse, and all eligible dependent children.

U.S. Legal contracts with attorneys, both locally and nationwide, to handle all legal matters for members who participate in the Plan. Members have the option of choosing a network attorney that best suits their needs, however, we encourage members to contact our trained team to ascertain the information and assist in the attorney assignment. A directory of Network Attorneys will be available in your online Member Portal.

Yes. U.S. Legal offers out-of-network reimbursement on covered legal matters. We will also make best efforts to recruit the attorney so that associates can receive maximum benefit.

The questions and answers above are for information purposes only.  Any conflict between the questions and answers section and the terms of the membership agreement will be governed by the terms of the membership agreement.

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.