If you’re struggling to meet current debt obligations and don’t think this will just be a temporary situation, you may be considering filing for bankruptcy and wondering what the process is and what the implications would be. If so, know that you’re not alone. The American Bankruptcy Institute keeps detailed statistics on filings that show Read the full article…
U.S. Legal Services Blog
Annual Legal Document Review: Now is a Great Time
Maybe you’re already in the habit of regularly reviewing your legal documents and, if so, this year’s process will likely go fairly fast. If you’re not in the habit, now’s the time to make that an annual task. Here are five important documents to create or review, plus insights into credit report reviews and corresponding Read the full article…
Financial New Year’s Resolutions for Employers and Employees
As the new year approaches, people across the country will make resolutions to improve their lives during the following year and beyond. Although all resolutions are clearly not the same, certain ones seem to be the most common, year after year. Near the end of 2017, a public opinion company (YouGov) surveyed people to find Read the full article…
Debt Collection Laws: Know Your Rights
When money gets tight, sometimes financial obligations don’t get met. After a certain amount of time passes without payment, a lender may engage a debt collection agency to collect past due amounts. If you’ve ever been contacted by one of these agencies, then you’ve experienced the stress that comes with being unable to pay your Read the full article…
Estate Planning for 18 Year Olds: Why Is This Necessary?
When you think of estate planning, you probably think about this in connection with older adults—or at least people who have already become parents and want to protect their children’s future—but, in reality, once someone turns 18, he or she should at least do some basic estate planning. And, if your child has or will Read the full article…
Attracting and Retaining Millennial Employees
As increasing numbers of Baby Boomers are retiring, workplaces are facing growing challenges in recruiting and retaining employees to replace them. Many companies now need to attract Millennials, and so it’s important to know what this generation wants, needs and values. Here are eight things to keep in mind during your talent pursuit. #1 Ignore Read the full article…
Including Legal Documents in Your Emergency Preparedness Plan
September is National Preparedness Month, a month that’s in the middle of the June 1 through November 30 hurricane season. In 2018, the theme of National Preparedness Month is “Disasters Happen. Prepare Now. Learn How.” In this post, we’ll share tips to help you create a plan to protect your important documents in case of Read the full article…
5 Ways Commercial Drivers Can Use Legal Insurance Benefits
Without a doubt, one of the most important assets a commercial driver can have is a clean driving record. And, because a commercial driving license is federally regulated, professional drivers must meet higher driving standards than a typical driver. If you are a motor carrier, you know that having drivers with clean records is one Read the full article…
What to Know About Personal Injury Law
Members of our legal benefits plans have access to attorneys who can assist them with personal injury claims. Personal injury law deals with injuries and/or damage that may have been caused by negligence. A personal injury attorney handles cases arising from a wide range of events, such as traffic accidents, defective products, workplace accidents, and Read the full article…
Two Different Types of Bankruptcies and How to Navigate the Process
If you’re struggling to pay your family’s bills and there doesn’t seem to be a way to catch up, you may be thinking about declaring bankruptcy. Before you commit to that process, though, it makes sense to obtain credit counseling. We say this because, if you do decide to file for bankruptcy, you will almost Read the full article…