When money gets tight, sometimes financial obligations don’t get met. After a certain amount of time passes without payment, a lender may engage a debt collection agency to collect past due amounts. If you’ve ever been contacted by one of these agencies, then you’ve experienced the stress that comes with being unable to pay your Read the full article…
U.S. Legal Services Blog
Legal Benefits Plan Articles
Estate Planning for 18 Year Olds: Why Is This Necessary?
When you think of estate planning, you probably think about this in connection with older adults—or at least people who have already become parents and want to protect their children’s future—but, in reality, once someone turns 18, he or she should at least do some basic estate planning. And, if your child has or will Read the full article…
Attracting and Retaining Millennial Employees
As increasing numbers of Baby Boomers are retiring, workplaces are facing growing challenges in recruiting and retaining employees to replace them. Many companies now need to attract Millennials, and so it’s important to know what this generation wants, needs and values. Here are eight things to keep in mind during your talent pursuit. #1 Ignore Read the full article…
Including Legal Documents in Your Emergency Preparedness Plan
September is National Preparedness Month, a month that’s in the middle of the June 1 through November 30 hurricane season. In 2018, the theme of National Preparedness Month is “Disasters Happen. Prepare Now. Learn How.” In this post, we’ll share tips to help you create a plan to protect your important documents in case of Read the full article…
What to Know About Personal Injury Law
Members of our legal benefits plans have access to attorneys who can assist them with personal injury claims. Personal injury law deals with injuries and/or damage that may have been caused by negligence. A personal injury attorney handles cases arising from a wide range of events, such as traffic accidents, defective products, workplace accidents, and Read the full article…
Two Different Types of Bankruptcies and How to Navigate the Process
If you’re struggling to pay your family’s bills and there doesn’t seem to be a way to catch up, you may be thinking about declaring bankruptcy. Before you commit to that process, though, it makes sense to obtain credit counseling. We say this because, if you do decide to file for bankruptcy, you will almost Read the full article…
Buying a Home? How Legal Counsel Can Help
When you find the home of your dreams, it can be tempting to move quickly to sign documents to get the process started. And, in some exceptionally straightforward transactions, an attorney isn’t needed. But (and this is a big “but”), there is no way to know ahead of time which transactions will go well, and Read the full article…
Five Must-Have Legal Documents
No two financial situations are exactly the same, and yet virtually every adult should have certain legal documents in place. In this post, we’re listing five important types of legal documents, along with the reasons they’re important to strategically complete. Guardianship Documents If you have young children or children who aren’t yet legal adults, it’s Read the full article…
Creating a Will: Why DIY Documents Aren’t Right for Everyone
Nowadays, you can find information and resources on virtually every topic imaginable on the internet—including forms and instructions for creating a will without the help of an attorney. But, just because you can do something doesn’t necessarily mean it’s in your own best interests. (Ask anyone who watches a scary movie before bed while eating Read the full article…
Elder Care Planning Checklist
If your parents are aging, you may notice warning signs that concern you. These may include memory lapses or moments of confusion, more frequent falls or other injuries, or difficulty managing tasks that were once second nature. When this happens, there are several areas where you may need to offer help, ranging from medication management Read the full article…