What is a Group Legal Services Plan?

Group legal services are increasingly recognized as a valuable addition to employers’ benefit portfolios. Many employers and employees who have yet to take advantage of legal benefits still have questions, however, about what these plans offer and how they work.

Group legal benefits are sometimes referred to as legal insurance, legal benefits, group legal services insurance, voluntary legal benefits, or prepaid legal insurance. No matter how they are referred to, they all deliver the same thing: affordable access to legal help.

Much like health insurance benefits, legal insurance plans are offered through employers. Employees then pay premiums, usually via a monthly payroll deduction. When the employee has a need for the services of an attorney, he or she uses the plan to access those services.

Legal insurance fits within the category of voluntary benefits. These are in demand by employees who want more robust benefit packages and by employers who can offer them at little or no cost to their companies. Other examples of voluntary benefits include dental insurance, life insurance, and accident insurance.

Prepaid legal insurance from U.S. Legal Services

Most people will need some type of assistance to manage a common legal issue at some time in their lives. Hiring an attorney can be intimidating, however, and is often prohibitively expensive, costing hundreds of dollars an hour. A group legal benefits plan from U.S. Legal Services solves these problems in a number of ways:

  • Simplified access to an attorney: Plan members can contact an attorney near them with a phone call to our customer service experts or through our convenient mobile app. Attorneys are vetted before becoming part of our nationwide network, and are vetted again once a year to ensure they meet our requirements.
  • Lower costs: Thanks to the power of group rates, employees pay premiums of about $20 a month. The plan can save members thousands of dollars in legal fees, because we pay 100 percent of attorneys’ fees for covered matters.
  • Coverage for commonly needed services: Our plans include a broad range of coverage for the legal issues that are needed most often, such as assistance with wills, traffic violations, and divorce.

Our plans include the Family Defender™ legal insurance plan, Identity Defender™ identity theft program, and CDL Defender™ legal insurance plan. There are three convenient ways for new members to enroll: by phone at 1-800-356-5297, online, or by consulting their organization’s benefits administrator.

More about U.S. Legal Services

U.S. Legal Services was founded more than 40 years ago to make the services of attorneys more accessible and affordable. Legal plans are our only business, and we offer the most comprehensive group legal plans in the industry. As a managed benefit rather than a referral service, plan members have the support of a superior customer service team and access to the most qualified and capable attorneys.

Employers who have just a few employees or thousands can take advantage of our group legal plans, which are offered to employers at no cost to them. We serve companies and organizations across a wide range of industries, including financial institutions, universities, government entities, healthcare organizations, and many more.

If you have questions about group legal benefits plans, please call us at 1-800-356-LAWS or contact us online.