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Family Defender™
Best for: Individuals or families seeking everyday protection
Who’s Covered:
Family Coverage: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Individual Coverage: Member only (no dependent coverage)
Family Defender™ – Family Coverage
Monthly cost:
$XX.XX/mo
Family Defender™ – Individual Coverage
Monthly cost:
$XX.XX/mo
What's Covered:
Civil Litigation
- Plaintiff or Defendant
- Administrative Hearings
- Small Claims
- Name Change
- Landlord/Tenant as Tenant
Consumer-Seller Protection
- Consumer Protection
- Personal Property Protection
Contingency Matters**
- Personal Injury
- Medical Malpractice
Criminal Law
- Misdemeanor Defense
- Juvenile Defense
- Habeas Corpus
Document Preparation & Review
- Demand Letters
- Quit Claim Deeds
- Personal Affidavit
- Promissory Note
- Bill of Sale
- Personal Contract
- Lease Agreement
Estate Planning
- Wills & Testamentary Trusts for Minors
- Codicils
- Powers of Attorney
- Living Will
- Estate Administration/Probate
Family Law (Contested* / Uncontested)+
- Divorce
- Annulments
- Spousal Support
- Paternity Action
- Child Support/Custody
- Post-Decree Enforcement Action
- Post-Decree Modification
- Equitable Distribution of Marital Assets
Family Law (Other)
- Pre/Postnuptial Agreements
- Domestic Adoption
- Domestic Violence
Financial Matters
- Debt Collection
- Garnishment Defense
- IRS Audit Protection
- Foreclosure+
- Ch. 7 & 13 Bankruptcy+
Immigration
- Visa Extension
- Naturalization
- Deportation (Removal)
Other Legal Matters
- Uncontested Guardianship or Conservatorship
- Elder Law for Parents
- Insurance Law
- Standard Business Incorporation
Real Estate Transactions
- Purchase of Primary Residence
- Sale of Primary Residence
- Refinancing of Primary Residence
- Attorney Attendance at Closing
- Review and/or Preparation of Purchase Agreement, Mortgage, and Deed
Traffic Violations
- Moving Traffic Violations
- First Offense DUI
- License Revocation & Suspension
Discounted Benefits
- All other pre-existing or non-covered issues – 33% discounted fees (except excluded issues)
Identity Defender™
Best for: Anyone wanting credit monitoring
Who’s Covered:
Family Coverage: Member, Spouse/Domestic Partner, and unmarried dependents up to age 26.
Individual Coverage: Member only (no dependent coverage)
Identity Defender™ – Family Coverage
Monthly cost:
$XX.XX/mo
Identity Defender™ – Individual Coverage
Monthly cost:
$XX.XX/mo
What's Covered
Credit Monitoring
- Instant Credit Inquiry Alerts
- 1 Bureau Credit Report Monitoring
- 1 Bureau Quarterly Credit Report & Score
- Credit Score Simulator
- Monthly Credit Score
- Tracker
- Manage Credit Freeze
Dark Web Monitoring
- Compromised
- Credentials
- Account Takeover
- Address
- Bank Account Number
- Debit Card Account
- Credit Card Account
- Driver’s License
- Medical Insurance ID
- Passport Number
- Phone Number
- Social Security Number
Fraud
- Fraud Alert Reminders
- Identity Threat Alerts
- Medical ID Fraud Protection
- Change of Address Monitoring
- Court Records Monitoring
- Smart SSN Tracker
Recovery
- Lost Wallet Protection
- White-Glove Identity Restoration
- Pre-Existing Theft Restoration
- Ransomware Resolution
- $25K Ransomware Reimbursement
- $1 Million Identity Theft Insurance
Social Media
- Inappropriate Activity
- Hacked Account
- Impersonation Accounts
- Scams, Malware and Phishing
Support
- 24/7 U.S. Customer Support
- Online Resources: Forms, Calculators, and Other Tools
- Junk Mail Opt Out
- Solicitation Call Opt Out
Mobile App
- Two-Factor Authentication
- Apple and Android
- Mobile Attack Control
- Mobile VPN
CDL Defender™ / CDL Defender™ Co-Pay
Best for: Professional drivers
Who’s Covered: Driver and spouse are covered in both their personal cars and professional vehicles.
CDL Defender™ Monthly cost:
$XX.XX/mo
CDL Defender™ Co-Pay Monthly cost:
$12.95/mo
What's Covered
Unsafe Driving
- Pointable, non-criminal, moving traffic violations.
- Examples:
- Speeding
- Reckless Driving
- Careless Driving
- Improper Lane Use
- Failure to Control
- Failure to Yield
- Following Too Closely
- Improper Passing
- Negligent Driving
- $100 co-pay will apply if enrolled in CDL Defender™ Co-Pay plan.
Hours-of-Service (HOS) Compliance
- Examples:
- Incomplete Logbook
- Inaccurate Logbook
- Exceeding Hours of Service
- $100 co-pay will apply if enrolled in CDL Defender™ Co-Pay plan.
Vehicle Maintenance
- Examples:
- Driver Vehicle Inspection Reports
- Inoperative Headlamps
- Inadequate Brake System
- Overlength
- Overweight
- Tire Tread
- Unsecure Load
- Windshield Conditions
- $100 co-pay will apply if enrolled in CDL Defender™ Co-Pay plan.
Hazardous Materials (HM) Compliance
- Examples:
- Invalid Placard
- Container Leakage
- $100 co-pay will apply if enrolled in CDL Defender™ Co-Pay plan.
Driver Fitness
- Example:
- No Medical Card
- $100 co-pay will apply if enrolled in CDL Defender™ Co-Pay plan.
DataQ Challenges
- Assistance with eligible DataQ challenges, when applicable
Major Accident Representation
- CDL Defender™ plan – 33% discount off attorney’s normal hourly rate
- CDL Defender™ Co-Pay plan – 25% discount off attorney’s normal hourly rate
- Felony charges due to a serious traffic accident:
- Involuntary Manslaughter
- Manslaughter
- Negligent Homicide
- Vehicular Manslaughter
Administrative Hearings
- CDL Defender™ plan
- No co-pay
- 33% discount after 2.5 hours have been utilized, if additional time required.
- CDL Defender™ Co-Pay plan
- $250 co-pay will apply
- 25% discount after 2.5 hours have been utilized, if additional time required.
- 2.5 hours of legal representation for the following:
- Denial of a CDL
- Cancellation of your CDL
- Suspension or revocation of your CDL
Discounted Benefits
- CDL Defender™ plan – 33% discount off attorney’s normal hourly rate
- Divorce
- Child Support or Custody Issues
- Creating a Will
- Wage Garnishment
- Bankruptcy
- Immigration
- Misdemeanors and Expungement
- All other pre-existing or non-covered issues – 33% discounted fees (except excluded issues)
- CDL Defender™ Co-Pay plan – 25% discount off attorney’s normal hourly rate
- Divorce
- Child Support or Custody Issues
- Creating a Will
- Wage Garnishment
- Bankruptcy
- Immigration
- Misdemeanors and Expungement
- All other pre-existing or non-covered issues – 25% discounted fees (except excluded issues)
CDL Defender™
Best for: Professional drivers
Who’s Covered: Driver and spouse are covered in both their personal cars and professional vehicles.
CDL Defender™ Monthly cost:
$XX.XX/mo
Co-Pay: No co-pays.
What's Covered:
Unsafe Driving
- Pointable, non-criminal, moving traffic violations.
- Examples:
- Speeding
- Reckless Driving
- Careless Driving
- Improper Lane Use
- Failure to Control
- Failure to Yield
- Following Too Closely
- Improper Passing
- Negligent Driving
Hours-of-Service (HOS) Compliance
- Examples:
- Incomplete Logbook
- Inaccurate Logbook
- Exceeding Hours of Service
Vehicle Maintenance
- Examples:
- Driver Vehicle Inspection Reports
- Inoperative Headlamps
- Inadequate Brake System
- Overlength
- Overweight
- Tire Tread
- Unsecure Load
- Windshield Conditions
Hazardous Materials (HM) Compliance
- Examples:
- Invalid Placard
- Container Leakage
Driver Fitness
- Example:
- No Medical Card
DataQ Challenges
- Assistance with eligible DataQ challenges, when applicable
Major Accident Representation - 33% Discount
- Felony charges due to a serious traffic accident:
- Involuntary Manslaughter
- Manslaughter
- Negligent Homicide
- Vehicular Manslaughter
- 33% discount off attorney’s normal hourly rate
Administrative Hearings
- 2.5 hours of legal representation for the following:
- Denial of a CDL
- Cancellation of your CDL
- Suspension or revocation of your CDL
- 33% discount after 2.5 hours have been utilized, if additional time required.
Discounted Benefits
- Personal Legal Matters – 33% Discount
- Divorce
- Child Support or Custody Issues
- Creating a Will
- Wage Garnishment
- Bankruptcy
- Immigration
- Misdemeanors and Expungement
- And Much More
- All other pre-existing or non-covered issues – 33% discounted fees (except excluded issues)
CDL Defender™ Co-Pay
Best for: Professional drivers
Who’s Covered: Driver and spouse are covered in both their personal cars and professional vehicles.
CDL Defender™ Co-Pay Monthly cost:
$12.95/mo
Co-Pay: Co-Pay will apply.
What's Covered:
Unsafe Driving - $100 Co-Pay
- Pointable, non-criminal, moving traffic violations.
- Examples:
- Speeding
- Reckless Driving
- Careless Driving
- Improper Lane Use
- Failure to Control
- Failure to Yield
- Following Too Closely
- Improper Passing
- Negligent Driving
Hours-of-Service (HOS) Compliance - $100 Co-Pay
- Examples:
- Incomplete Logbook
- Inaccurate Logbook
- Exceeding Hours of Service
Vehicle Maintenance - $100 Co-Pay
- Examples:
- Driver Vehicle Inspection Reports
- Inoperative Headlamps
- Inadequate Brake System
- Overlength
- Overweight
- Tire Tread
- Unsecure Load
- Windshield Conditions
Hazardous Materials (HM) Compliance - $100 Co-Pay
- Examples:
- Invalid Placard
- Container Leakage
Driver Fitness - $100 Co-Pay
- Example:
- No Medical Card
DataQ Challenges
- Assistance with eligible DataQ challenges, when applicable
Major Accident Representation - 25% Discount
- Felony charges due to a serious traffic accident:
- Involuntary Manslaughter
- Manslaughter
- Negligent Homicide
- Vehicular Manslaughter
- 25% discount off attorney’s normal hourly rate
Administrative Hearings - $250 Co-Pay
- 2.5 hours of legal representation for the following:
- Denial of a CDL
- Cancellation of your CDL
- Suspension or revocation of your CDL
- 25% discount after 2.5 hours have been utilized, if additional time required.
Discounted Benefits
- Personal Legal Matters – 25% Discount
- Divorce
- Child Support or Custody Issues
- Creating a Will
- Wage Garnishment
- Bankruptcy
- Immigration
- Misdemeanors and Expungement
- And Much More
- All other pre-existing or non-covered issues – 25% discounted fees (except excluded issues)
Member Portal - Your Total Wellness Suite
Once you have received your membership information, you can register for the Member Portal (also available in Apple & Google Play as a mobile app). You can access your legal services anywhere!
What LegaliaAI does
LegaliaAI gives you a clear, confident starting point when a legal question comes up, especially when you’re not sure where to begin.
- Know where to start with answers right away, any time of day. Ask legal questions 24/7 without waiting for an appointment or callback. Describe what’s happening in your own words and get reliable guidance on what the issue may involve and what to consider first.
- Make sense of complicated legal issues. Get clear, everyday explanations without unnecessary legal jargon. Ask questions about your specific policy and how your benefits may apply.
- Move seamlessly from AI to human help. LegaliaAI helps identify the next logical step and when it may be time to involve an attorney. When you need legal advice or representation, your U.S. Legal benefits can connect you with a Network Attorney.
Member Resources
- Access your membership card
- Access your plan documents
- View your account information
- Request a consultation
- View your open legal matters & assigned attorney
- Find a Network Attorney
- Legal Document Library & DIY Forms: Access to 10,000+ state-specific legal articles/documents, including wills, POAs, bills of sale, and more.
- Access the Financial Wellness Suite
Identity Theft Restoration Program
- Access to fully managed identity theft restoration services that will be supported as necessary by a Certified Fraud Examiner (CFE) and a Certified Identity Theft Risk Management Specialist
- Services include:
- Creditor & bureau notification
- Credit file review
- Dedicated case management until resolution
Financial Wellness Suite
- Personalized financial insights and tools
- Private 3–5 minute financial evaluation
- Access to certified financial experts
- Discounted tax preparation
- Perks Program – enjoy perks, rewards, and discounts on 1,000s of brands you love in a variety of categories, including, but not limited to: Travel, Entertainment & Tickets,Restaurants, Electronics, Health & Wellness, Beauty & Spa
How To Enroll
You can enroll directly with your Human Resources/Payroll Department.
OR (BASED ON COMPANY SET UP)
Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.
Family Defender™ Limitations & Exclusions
*Contested: subject to 12-hour limitation. / **First $1,000 exempt from fee. / +Subject to 120-day waiting period.
Attorney’s fees are paid in full for all covered legal matters when you utilize a Network Attorney. Receive a 33% discount off attorney’s fees for pre-existing and other non-excluded legal matters. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.
CDL Defender™ Limitations & Exclusions
*Driver, spouse, and dependent children up to age 18, 23 if a full-time student, receive a consultation and 33% discount off attorney’s fees for non-CDL, personal legal matters. Pre-existing and non-covered, non-excluded CDL matters also covered at the 33% discounted rate.
Attorney’s fees are paid in full for all covered citations when you utilize a Network Attorney. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.
CDL Defender™ Co-Pay Limitations & Exclusions
*Driver, spouse, and dependent children up to age 18, 23 if a full-time student, receive a consultation and 25% discount off attorney’s fees for non-CDL, personal legal matters. Pre-existing and non-covered, non-excluded CDL matters also covered at the 25% discounted rate.
Attorney’s fees are paid in full for all covered citations when you utilize a Network Attorney. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.