Day Transfer

Protect your license and your livelihood with the CDL Defender®

Driver and spouse are covered in both their personal cars and professional vehicles.

Covered citations include, but are not limited to:

Speeding
Reckless Driving
Careless Driving
Improper Lane Use
Failure to Yield
Improper Passing

Incomplete Logbook
Inaccurate Logbook
Exceeding Hours of Service
Tire Tread
Inoperative Headlamps
Inadequate Brake System
Major Accident Representation

Windshield Conditions
Driver Vehicle Inspection Reports
No Medical Card
Driver Disqualified
Driving Without CDL
Invalid Placard
Unsecure Load

Container Leakage
Overweight
Overlength
Negligent Driving
Failure to Control
Following Too Closely

Personal Legal Matters*

Divorce
Child Support or Custody Issues
Creating a Will
Wage Garnishment
Bankruptcy
Immigration
Misdemeanors and Expungement
And Much More

Value Added Services

DataQ Challenges
Online Legal Library
DIY Legal Forms
24/7 Emergency Line
Identity Theft Restoration Program
Financial Coaching
Discounted Tax Preparation
Mobile App

*Driver, spouse, and dependent children up to age 18, 23 if a full-time student, receive a consultation and 33.3% discount off attorney’s fees for non-CDL, personal legal matters. Pre-existing and non-covered, non-excluded CDL matters also covered at the 33.3% discounted rate.

Attorney’s fees are paid in full for all covered citations when you utilize a Network Attorney. Coverage does not include fines, court costs, or other incidentals relating to the legal matter. Out-of-network benefits available.

Financial Wellness Suite

Benefit offered to Family Defender Members

Now powered by

Best Money Moves is an award-winning financial wellness platform that works with your legal plan to help you make better decisions about your money.

Your personal Money Coach works directly with you on the following:

Tax Preparation and Consultation

Personal Tax Return Preparation (State and Federal tax form preparation for $195)
Unlimited telephone and email advice and consultation on federal tax matters
Free review of your prior year’s tax return

Financial Crisis Manager

Professional, unbiased, confidential, trustworthy
Certified experts in budgeting, debt management, financial planning, and more
No sales environment – focus on helping you with financial goals, challenges, and life events
Help increase savings, lower debts, improve credit, and decrease financial stress
Telephonic consultations to save you time and money

Financial Advising Topics

3-5 minute comprehensive financial wellness assessment
Book a telephone or Zoom meeting with a financial professional to review your assessment, questions and concerns
Review tailored education based on your individual assessment plus, group webinars hosted and other educational opportunities
Financial planning resources for major life events including, income, investment, tax, healthcare, legacy and estate, and retirement planning

Financial Education

1,000+ pieces of written and video content
Interactive journeys, tools and calculators
Budgeting module that helps you set savings goals
Webinars with money experts let you ask your questions

Your Financial Wellness Suite Dashboard

The Best Money Moves interactive dashboard makes it easier than ever to help you on your journey to financial freedom.

Easily access with single sign on (SSO) through your USL Member Portal
Confidential online interaction with your Financial Crisis Manager
Privacy Promise – personal information is NEVER shared or sold
Track your financial well-being score over time and review personalized content, resources, and tools based on your unique interactions within the dashboard

CDL Defender®

$32.95 per driver per month

Once you enroll in coverage, you will receive a certificate/plan document(s) describing the exact coverage benefit purchased. This page explains the general purposes of the plans, but in no way changes or affects the plans afforded under the policy/plan issued. All coverage is to be subject to actual policy/plan conditions and exclusions. Not sponsored or approved by the United States Government or any Department or Agency thereof.